Please read these Terms & Conditions carefully before using the 98apk platform. By accessing or using this website you confirm that you have read, understood and agreed to be bound by all provisions set out below.
Our Terms & Conditions are written in plain, formal English with numbered clauses and clear section headings so you can find what you need without a legal dictionary.
Access to 98apk is restricted to adults aged 18 or older — or the higher minimum required by the applicable operator or license jurisdiction. Pakistani users must also assess their own local legal position.
All editorial content, design elements and brand assets published on 98apk are protected by applicable intellectual property law. Unauthorised reproduction is strictly prohibited.
98apk is an information platform only. We do not accept bets, process financial transactions or guarantee the accuracy of third-party operator data. Our liability is limited accordingly.
We reserve the right to update these Terms & Conditions at any time. Continued use of 98apk after publication of changes constitutes acceptance. Check the "Last Updated" date regularly.
Users are expected to engage with online gaming information responsibly. 98apk integrates responsible gambling guidance throughout its content. See our dedicated Responsible Gambling page for tools and resources.
Welcome to 98apk (referred to in these Terms & Conditions as "the Platform", "we", "us" or "our"), accessible at https://98apk.cam. 98apk is an English-language online gaming information platform designed for users in Pakistan and operated as an editorial and informational service only.
These Terms & Conditions ("Terms") govern your access to and use of the 98apk website, including all editorial content, guides, offer comparisons, platform reviews, responsible gambling resources and any other material published on this domain. By accessing any part of 98apk, you acknowledge that you have read, understood and agreed to be bound by these Terms in their entirety.
If you do not agree with any part of these Terms, you must discontinue use of the Platform immediately.
Important notice for Pakistani users: Online gambling is subject to legal restrictions in Pakistan under applicable legislation including the Prevention of Gambling Act 1977. 98apk does not constitute legal advice. Users are solely responsible for determining whether accessing gambling platforms or information services is lawful in their jurisdiction. We do not claim authorisation, endorsement or licensing by any Pakistani government authority.
For the purposes of these Terms, the following definitions shall apply:
By accessing, browsing or otherwise using the Platform, you confirm that you have read these Terms, that you understand them, and that you agree to be legally bound by them. This acceptance is effective from the moment you first access any page of the Platform.
If you are accessing the Platform on behalf of a legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.
These Terms are subject to change at any time at our sole discretion. We will update the "Last Updated" date at the top of this page when material changes are made. Your continued use of the Platform following any such update constitutes your acceptance of the revised Terms.
Access to the 98apk Platform is intended solely for adults. You must be at least 18 years of age — or the higher minimum age required by the operator or license jurisdiction applicable to any gambling platform you choose to visit — to use this Platform. By accessing 98apk, you represent and warrant that you meet this age requirement.
In addition to the age requirement, users are responsible for ensuring that their access to and use of online gambling information platforms complies with all applicable laws in their jurisdiction. Pakistani users in particular should be aware that local gambling laws, including but not limited to the Prevention of Gambling Act 1977, may impose restrictions on gambling-related activities. 98apk does not provide legal advice and does not represent that use of this Platform or any referenced gambling service is lawful in Pakistan.
We reserve the right to restrict access to the Platform from any jurisdiction at any time, at our sole discretion, without prior notice.
98apk does not currently require users to create an account to access its informational content. Where account registration features are introduced in future, separate registration terms will apply and will be clearly identified at the point of registration.
98apk is an informational and editorial platform only. We do not:
All editorial content on 98apk — including bonus descriptions, withdrawal processing overviews, payment method references and odds explainers — is produced for informational purposes only. PKR-denominated figures used in examples (such as "PKR 25,000 welcome offer" or "PKR 1,000 minimum deposit") are illustrative only and do not constitute guaranteed promotions or financial commitments from any operator.
References to payment methods familiar in Pakistan — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are used purely as contextual payment references to help Pakistani readers understand how deposit and withdrawal processes typically work. These references do not imply endorsement of gambling by any listed payment provider, nor do they guarantee that any listed method is available at any particular operator.
Subject to your compliance with these Terms, you are permitted to:
You agree that you will not:
Any violation of the prohibited use provisions may result in immediate termination of your access to the Platform and, where appropriate, referral to relevant law enforcement authorities.
All Content on the Platform — including but not limited to editorial text, guides, offer comparison tables, graphics, logos, colour schemes, layout designs and structured data — is the intellectual property of 98apk or its licensed content contributors, and is protected under applicable copyright and intellectual property laws.
The 98apk name, logo and associated brand identifiers are proprietary marks. Nothing in these Terms grants you any licence or right to use these marks without our express prior written permission.
Where third-party trademarks appear on the Platform — including the names of payment providers, sports organisations or gaming operators — such references are made for descriptive and editorial purposes only. 98apk does not claim ownership of third-party marks and their appearance does not imply any commercial relationship, endorsement or sponsorship.
The Platform may contain editorial descriptions of, and contextual references to, third-party online gambling operators and related services. These references are provided solely for informational purposes. 98apk does not endorse, recommend, warrant or guarantee any third-party platform, product or service referenced in our Content.
If you choose to access a third-party platform referenced on 98apk, you do so entirely at your own risk and subject to that platform's own terms, conditions and privacy policy. 98apk has no control over and accepts no liability for the content, availability, accuracy or legality of third-party platforms.
References to Pakistani payment providers including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are included solely as familiar contextual references for Pakistani users. These providers have not reviewed, approved or endorsed the content of this Platform, and their mention does not imply any commercial relationship with 98apk or endorsement of gambling services by those providers.
The Platform and all Content are provided on an "as is" and "as available" basis without warranty of any kind, express or implied. To the fullest extent permitted by applicable law, 98apk expressly disclaims all warranties, including but not limited to:
Bonus amounts, wagering requirements, minimum deposit figures and withdrawal timelines described on the Platform are illustrative examples only. Actual terms are set exclusively by individual operators and are subject to change without notice.
To the maximum extent permitted by applicable law, 98apk, its operators, directors, employees and contributors shall not be liable for any direct, indirect, incidental, consequential, special or exemplary damages arising from:
Nothing in these Terms shall limit or exclude liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be lawfully excluded or limited.
Gambling involves significant financial risk. The Content published on 98apk is designed to help Pakistani users make more informed decisions about online gaming — it does not constitute encouragement, advice or a recommendation to gamble. 98apk does not guarantee any return on wagering activity and expressly disclaims any suggestion of guaranteed profit or assured outcomes.
You are strongly encouraged to:
18+ only — or the higher minimum required by the operator or license jurisdiction. The fact that a user is aged 18 or over does not establish that gambling is lawful in their particular jurisdiction. Pakistani users should independently verify their legal position.
Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the data practices described in the Privacy Policy.
We collect only the minimum data necessary to operate the Platform effectively, and we do not sell your personal information to third parties. For full details of how your data is collected, processed and protected, please read our Privacy Policy.
98apk reserves the right to modify, update or replace these Terms at any time without prior notice. When we make changes, we will update the "Last Updated" date at the top of this page. We recommend reviewing this page periodically to stay informed of any updates.
Your continued use of the Platform after any change to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Platform immediately.
We reserve the right to suspend, restrict or permanently terminate your access to any part of the Platform at any time, with or without notice, at our sole discretion — including where we believe you have violated these Terms, where required by applicable law, or where necessary to protect the integrity of the Platform or the interests of other users.
Upon termination for any reason, all provisions of these Terms that by their nature should survive termination — including intellectual property provisions, disclaimers and limitations of liability — shall continue to apply.
These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising out of or in connection with these Terms or your use of the Platform that cannot be resolved amicably shall be subject to the exclusive jurisdiction of the competent courts of the applicable governing jurisdiction.
Nothing in this clause limits your rights as a consumer under applicable mandatory consumer protection legislation in your country of residence.
These Terms do not override or supersede any mandatory provisions of Pakistani law applicable to your use of this Platform. Where Pakistani law provides consumer protections that are more favourable than those set out in these Terms, those protections shall apply to the extent required by law.
If you have any questions, concerns or feedback regarding these Terms & Conditions, please contact the 98apk team at the details below. Our team is available during Pakistan Standard Time (PKT, UTC+5) business hours and will endeavour to respond within 2 business days.
Email:
Website: https://98apk.cam
Please do not submit sensitive personal data (such as financial account numbers or government ID numbers) via email. For sensitive queries, our live chat support channel (available on the Platform during operational hours) is the preferred contact method.
Our editorial content, responsible gambling guides and FAQ library are here to help you get the most out of 98apk — transparently and safely.
18+ only. Gambling involves financial risk. Play responsibly and within your means.